phyata Terms and Conditions – Rules for Philippine Players

1 Eligibility and Age Requirements

The phyata platform is available exclusively to players located in the Philippines. To register and use phyata, you must meet all of the following conditions:

• You are at least 21 years of age. This is a firm requirement with no exceptions.
• You are accessing phyata from within the Philippines or are a Philippine resident.
• You are not acting on behalf of another person, a company, or any third party.
• You are not a current employee, director, contractor, or immediate family member of an employee of phyata.
• You have full legal capacity to enter into a binding agreement under Philippine law.

phyata reserves the right to request proof of age and identity at any point. Accounts found to belong to players under 21 will be closed immediately, and any funds in those accounts will be handled in accordance with applicable regulations.

2 Account Registration and Ownership

Each person may hold only one phyata account. Creating duplicate accounts — whether under the same name, contact number, device, or payment method — is prohibited and may result in account suspension.

When registering, you must provide accurate and complete information, including your full legal name, date of birth, mobile number, and email address. Providing false details is a breach of these Terms and may lead to account closure and forfeiture of any balance.

Your phyata account is personal. You must not share your login credentials, allow others to use your account, or transfer your account to any other person. phyata is not responsible for losses or other consequences arising from unauthorised use of your account if that use was enabled by you sharing your credentials.

All account activity is conducted in Philippine Peso (PHP). phyata does not support accounts denominated in any other currency.

3 Identity Verification (KYC)

phyata is required to verify the identity of all players before processing withdrawals. This process — commonly referred to as Know Your Customer (KYC) — requires you to submit a valid Philippine government-issued identification document.

Accepted identification documents include, but may not be limited to:

• Philippine National ID (PhilSys)
• Passport (Philippine)
• Driver's licence issued by the LTO
• SSS, GSIS, or Unified Multi-Purpose ID (UMID)
• Voter's ID or PWD ID

Additional documents may be requested depending on your account activity or withdrawal amounts. phyata may also ask for a selfie or liveness check as part of the verification process. Failure to complete KYC will result in withdrawal requests being held until documents are received and reviewed. Deposits may continue while verification is pending, but withdrawals will not be released until KYC is complete.

OTP (one-time password) verification via your registered Philippine mobile number is used to secure sensitive account actions including login from new devices and withdrawal requests.

4 Deposits, Withdrawals, and Payments

All deposits into and withdrawals from your phyata account are processed in Philippine Peso (PHP). Supported payment methods are those offered through the phyata cashier at the time of your transaction, which may include:

• Philippine online banking and mobile banking
• Bank transfer
• Supported local e-wallets such as GCash and Maya

Credit cards and cryptocurrency are not accepted as payment methods on phyata. phyata does not endorse or represent any payment service provider as a regulatory authority or guarantor of gaming outcomes.

Minimum and maximum deposit and withdrawal amounts are displayed in your account cashier and may vary by payment method. Processing times also vary by method; phyata aims to process withdrawals promptly, but actual credit times depend on the receiving institution.

Withdrawals will only be sent to a payment method that belongs to the verified account holder. phyata does not transfer funds to third-party accounts. Any balance remaining in a closed or suspended account will be handled in accordance with applicable regulations and phyata's internal policies.

5 Betting Rules and Game Conduct

By placing a bet on phyata, you confirm that you understand the nature of the wager and accept the outcome as final once it is settled. The following general rules apply to all betting activity on the platform:

• Bets are binding once confirmed. You may not cancel, reverse, or amend a bet after it has been placed, except where phyata's settlement rules specifically provide for a refund or void (for example, if an event is cancelled before starting).
• Odds are displayed in decimal format on phyata's sports betting section and are correct at the time of placement. Live odds may change during in-play betting — you will see the updated odds before confirming.
• phyata reserves the right to void bets that were placed using incorrect odds caused by a technical error, regardless of whether the bet has already been settled.
• Winnings are calculated based on the odds at the time of bet placement. Payouts are credited to your PHP balance after the relevant event is settled.
• Minimum and maximum stake amounts per bet type are set by phyata and displayed on the betslip.
• Results for live casino games — Baccarat, Blackjack, Roulette, Sic Bo, Dragon Tiger, and others — are determined by real physical outcomes (cards dealt, dice rolled, roulette ball position). For slot games, outcomes are determined by certified Random Number Generator (RNG) software.

phyata does not guarantee any outcome, minimum return, or profit from any game or bet. All gaming on phyata involves real financial risk.

6 Promotions and Bonuses

phyata may offer promotions, bonuses, and cashback programmes from time to time. All such offers are subject to specific terms and conditions that will be published alongside each promotion. General rules that apply to all phyata promotions include:

• Promotions are available only to eligible, verified players who have an active phyata account in good standing.
• Bonus funds and free bets may be subject to wagering requirements before they can be converted to withdrawable cash. The specific requirements will be stated in each promotion's terms.
• phyata does not make general promises about bonus percentages, minimum bonus values, cashback rates, or free bet amounts outside of published promotion pages. Any claims you see elsewhere that are not on the official phyata platform should not be relied upon.
• phyata reserves the right to modify, pause, or end any promotion at any time. Where a promotion ends, players will be given reasonable notice where practicable.
• Abuse of promotions — including creating multiple accounts to claim the same offer — will result in account suspension and forfeiture of promotional funds.

Visit the Promotions page on phyata for current offers and their specific terms.

7 Responsible Gaming

phyata takes responsible gaming seriously. The platform provides tools to help you manage your gaming activity, including deposit limits, session time reminders, and self-exclusion options. These tools are available directly in your account settings.

• Deposit limits allow you to cap how much you can add to your account per day, week, or month.
• Session time reminders notify you when you have been playing for a set duration.
• Self-exclusion allows you to temporarily or permanently close your account if you feel you need a break from gaming.

phyata does not promise winnings, guaranteed returns, or risk-free outcomes from any game or bet. Online gaming is for entertainment purposes only. If gaming is affecting your finances, relationships, or daily life, please seek help and use the self-exclusion feature on phyata.

For full guidance, please read the Responsible Gaming page on phyata.

8 Account Security

You are responsible for maintaining the confidentiality of your phyata login credentials. phyata strongly recommends that you:

• Use a strong, unique password that you do not use for any other service.
• Never share your username or password with anyone.
• Log out of phyata when accessing from a shared or public device.
• Enable OTP verification on your account for added protection.

All data transmitted through phyata is protected by SSL (Secure Sockets Layer) encryption. phyata will never ask for your password via email, SMS, or any customer service channel. If you receive a message claiming to be from phyata asking for your password, treat it as fraudulent and do not respond.

If you suspect unauthorised access to your account, contact phyata support immediately at [email protected]. phyata is not liable for losses resulting from your failure to keep your credentials secure.

9 Prohibited Conduct

The following actions are strictly prohibited on phyata and will result in account suspension or permanent closure, as well as potential forfeiture of any funds in the account:

• Registering more than one account on phyata under any name or identity.
• Providing false, incomplete, or misleading information during registration or KYC.
• Using software, bots, scripts, or any automated tools to interact with phyata games or betting markets.
• Exploiting technical errors, software bugs, or misconfigured odds for financial gain.
• Engaging in match-fixing, collusion, or any activity designed to manipulate outcomes.
• Using phyata for money laundering or any other illegal financial activity.
• Allowing or encouraging another person to access or use your phyata account.
• Abusing promotions or bonus offers in ways not intended by phyata's stated promotion terms.

phyata cooperates with relevant authorities in cases of suspected illegal activity. Accounts suspected of prohibited conduct may be suspended immediately pending investigation, during which withdrawals will be paused.

10 Account Suspension and Closure

phyata reserves the right to suspend or permanently close any account at its discretion, including in cases where:

• The account holder is found to be under 21 years of age.
• The account holder has provided false information or failed to complete KYC.
• Prohibited conduct as listed in Section 9 is detected or reasonably suspected.
• The account has been inactive for an extended period as defined by phyata's internal policy.
• Continued operation of the account would violate applicable laws or regulations.

You may also request closure of your own phyata account at any time by contacting support. If you close your account and have a remaining balance, phyata will process a withdrawal of eligible funds to your verified payment method once any open bets are settled and KYC requirements are met.

11 Limitation of Liability

phyata provides its platform on an "as is" basis and does not guarantee uninterrupted access, error-free operation, or any specific outcome from gaming or betting. To the maximum extent permitted by applicable law, phyata is not liable for:

• Financial losses arising from games, bets, or wagers placed on the platform.
• Losses caused by downtime, technical faults, or third-party service interruptions.
• Loss of opportunity, expected winnings, or anticipated profits.
• Damages resulting from your failure to maintain account security.

Nothing in these Terms limits phyata's liability for fraud, death, or personal injury caused by phyata's negligence, or any other liability that cannot be excluded under Philippine law.

12 Changes to These Terms

phyata may update these Terms and Conditions from time to time. When changes are made, the updated version will be published on this page with a revised "last updated" date. Where a change is material, phyata will attempt to notify registered players through the platform or via their registered email address.

Continued use of phyata after updated Terms are published constitutes acceptance of the revised Terms. If you do not agree to the updated Terms, you should stop using phyata and may request account closure.

For questions about these Terms, contact phyata support at [email protected].